ColleenCraig.com
Rate Points APR
30 Yr. Fixed Owner Occupied
4.500% 0.0 4.551%
Conventional High Cost (over 417,000)
4.875% 1.0 5.016%
30 Yr. Fixed Investment property
5.000% 1.0 5.151%
FHA 30 Yr. Fixed
4.874% 1.0 5.015%
VA 30 Yr. Fixed
4.875% 1.0 5.016%
FHA 203k Rehab
5.000% 1.0 5.142%
Today's Rates
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Today's Rates

Interest rates are updated daily and are subject to change based on current market conditions.

Interest rates are determined based upon your personal credit profile and FICO score. 

All rates quoted are based on the following criteria:

Conventional owner occupied and investment properties for loan amounts from 160,000 - 417,000.00
Mimimum down payment of 20% down and Fico score of 720 or higher and include an impound account.

FHA Owner Occupied Only with loan amounts up to 362,750 and Minimum FICo score of 620 or higher. (impounds required)

VA Owner Occupied Only with loan amounts up to 417,000.00 (Impounds required)

Please use the interest rate information provided as a guide for calcluating payments but call for a direct quote for your personal criteria. 

There are many programs available including shorter term loans and adjustable rate Mortgages.  This Years  Stimulus plan allows for loan amounts exceeding those shown but have additional restrictions, so please call direct for details.
Program Rate Points APR
30 Yr. Fixed Owner Occupied 4.500% 0.0 4.551%
Conventional High Cost (over 417,000) 4.875% 1.0 5.016%
30 Yr. Fixed Investment property 5.000% 1.0 5.151%
FHA 30 Yr. Fixed 4.874% 1.0 5.015%
VA 30 Yr. Fixed 4.875% 1.0 5.016%
FHA 203k Rehab 5.000% 1.0 5.142%

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