ColleenCraig.com
Rate Points APR
30 Yr. Fixed Owner Occupied
5.250% 0.0 5.304%
Conventional High Cost (over 417,000)
5.250% 1.0 5.394%
30 Yr. Fixed Investment property
5.500% 1.0 5.656%
FHA 30 Yr. Fixed
5.000% 1.0 5.142%
VA 30 Yr. Fixed
5.500% 1.0 5.647%
FHA 203k Rehab
5.500% 1.0 5.647%
Today's Rates
Life is not about waiting out the storm, but learning how to dance in the rain.
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In The News...
There are no economic reports due for release today. Initial Claims will be released tomorrow, while Retail Sales will be announced Friday morning.

The Mortgage Bankers Association (MBA) announced today that its Weekly Mortgage Applications survey...


Worried About Credit

Credit scoring has become the driving force in the world today when it comes to obtaining credit.  Everyone knows that a strong credit score is the key to obtaining the best terms for a home loan ,car loan or credit card.  But did you know that insurance companies now pull your score to determine the type of policy they offer you?  Did you know that prospective employers may very well use your credit score as a deciding factor for whether or not you will be offered a job?

The decision makers who have the power to positively impact your life and your finances, all use your credit score as the main decision making tool.  As a result, your undersstanding of the makeup of your credit score and the factors that impact the score is crucial.  In response to the increasing weight the credit score carries, I have elected to educate myself on the subject and the methods of improvement.  in doing so, I will provide you all of the important information you need to understand your score and how you can improve it.  Additionally, I have done extensive legwork to get access to the most current and accurate credit improvement information available today.

For more information on the credit scoring process, and to fix your credit score,
please click below:

http://www.colleencraig.com/upload/client96/pdf20081211113704.pdf


To request an appointment for a personal credit scoring consultation, email your request to
colleen@colleencraig.com  



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